How it works
How Korobko works
From sourcing a car to distributing the final sale — six clear steps, transparent at every stage.
The process
How Korobko works
From sourcing a car to distributing the final sale — six clear steps, transparent at every stage.
- 01
We source the car
We find a vehicle (often a damaged one at US salvage auctions) and list a complete project with every cost line — vehicle price, shipping, customs, repairs and registration — which together set the funding target.
- 02
We list it as Solo or Pool
Each project is published in one of two funding modes. Solo: a single investor reserves the entire target in one click — the car is registered in their own name and they own 100%. Pool: many investors pledge any amount up to the remaining slice; the car is held by a custodian and ownership is tokenized as a Real World Asset (RWA), so each investor's tokens represent their pro-rata share. Every vehicle, regardless of mode, carries full CASCO insurance. The mode is locked once the round opens.
- 03
Investors fund the round
Top up your in-app wallet, then reserve into an open project. Funds are reserved (not spent) until the round fills. If a round misses its deadline, all reservations are refunded to wallets automatically.
- 04
Round closes — car goes active
Once 100% funded, the round closes and your reserved funds are committed. The car is repaired and listed in the single /cars catalog as Rent-to-Buy by default, on flexible 1–5-year terms. Until an RtB renter signs, the car earns plain monthly rent as a holding pattern — same vehicle, two ways to put it to work.
- 05
Monthly payouts
Each month we log what came in — either the RtB monthly payment from a renter buying the car out, or plain rent while the car is in the holding pattern. The same per-project rent fee applies in both cases; the rest is distributed pro-rata to investors' wallets and is withdrawable any time.
- 06
Exit and final distribution
The normal exit is the end of a Rent-to-Buy term: the renter takes title at a price locked in upfront, and that price is distributed pro-rata after the per-project sale fee. If no RtB renter completes a term, we sell the car on the market instead. Either way the project moves to Completed and stays live forever as part of the public record.
Worked example
Worked example
A Toyota Prius project has a $15,000 funding target, $400 expected monthly rent, and a 36-month projected hold with a $7,500 expected sale value. Suppose this car's rent and sale platform fees are both set to 5% (each project sets its own — check the project page). On a Pool project: if you invest $1,500 you own 10%, receive ~$38/month and ~$712.50 from the sale — total ~$2,080.50 on $1,500 ≈ 38.7% projected ROI. On a Solo project the same math applies, except a single investor reserves the full $15,000 and keeps 100% of every payout.
Common questions
Frequently asked questions
Everything you need to know about how investments work.
Risk
Risk disclaimer
All investments carry risk. Cars can be damaged, miss rent, or sell for less than expected. Projected returns are estimates, not guarantees. Only invest what you can afford to lose.