Trust & safety
Your money, your car, fully protected.
Two funding modes, one standard of protection. Every vehicle is fully insured and every investor has a clear, legal claim on the asset.
Direct ownership in your name
When you reserve a Solo project in full, the car is registered in your own name. You hold the title; Korobko is just the operator that sources, repairs, rents and eventually sells the vehicle on your behalf. If the platform shuts down tomorrow, the car is still yours.
- Title in the investor's name from day one
- Full CASCO insurance on the vehicle
- 100% of rent and sale proceeds, minus the per-project platform fees
Tokenized as a Real World Asset
Pool projects use Real World Asset (RWA) tokenization. The car is held by a custodian SPV and split into tokens that represent ownership shares. Each investor receives tokens proportional to their stake, and rental revenue and sale proceeds are distributed automatically pro-rata to token holdings.
- Tokens issued proportional to your pledged amount
- Automatic pro-rata distribution of rent and sale proceeds
- Same full CASCO insurance on every pooled vehicle
A real CASCO policy on every car
Every vehicle on the platform is insured under its own CASCO policy. We track the insurer, the tier (Full, Mini or Basic CASCO), whether cover is comprehensive or third-party, the payout cap and the policy term per car — not a blanket platform-wide claim. If a car is written off, the recorded insurance payout flows back into the project and is distributed pro-rata, just like a sale.
Verified investors only
Before your first investment or withdrawal, we verify your identity with standard KYC checks. This protects every investor on the platform and is a precondition for the regulated payout rails we use for bank transfers.
Wallet balances held separately
Money sitting in your in-app wallet is held separately from the platform's operating funds. Withdrawals settle by bank transfer to the account on your verified profile.
What if…
Edge cases, answered
- 01
What if a car is written off?
Insurance pays out and the proceeds are distributed pro-rata, just like a sale. The project then closes.
- 02
What if a renter stops paying?
Plain rent is a holding pattern — we pursue the renter, rotate the car to a new renter, and only the rent actually received is distributed (never an estimate). The moment a Rent-to-Buy renter signs, they take priority and the car switches to fixed RtB payments for the rest of the term.
- 03
What if Korobko shuts down?
Solo cars are already in your name. Pool cars are held by the custodian SPV on behalf of token holders, so ownership doesn't depend on the platform staying up.
- 04
Can I exit before the car is sold?
Not yet — a secondary market for tokens is on the roadmap. For now, your investment is held until the project sells.